Financially Fit 2 Lead

Luke 14:28-30
For which of you, intending to build a tower, does not sit down first and count the cost, whether he may have enough to finish it; lest perhaps, after he has laid the foundation and is not able to finish, all those seeing begin to mock him, saying, This man began to build and was not able to finish.

Financially Fit 2 Lead (FF2L) is the new comprehensive approach to improve the financial awareness and health of seminarians at United. This program was developed in response to our growing commitment to provide better preparation and training in financial literacy, including strategies for controlling student loan debt, as our students move through the stages of being a student into life as a religious professional.

Mission Statement:
Financially Fit 2 Lead (FF2L) empowers students to make positive financial decisions in educational borrowing and for long term financial health as they prepare to enter ministry.

Beginning in 2014-2015, the program is being rolled out over a three-year period. All students will benefit from the program, which provides support in learning how to manage finances as they:

  • transition into life as a student,
  • become and face challenges of being a seminarian graduate,
  • transition into daily life as a religious professional.

Changes for 2014-2015:

  • United begins the financial literacy process early, by connecting with prospective students to discuss plans for covering educational cost without relying solely on student loans. For help assembling your educational plan click here.
  • During the first semester of enrollments, students who are receiving any United support through scholarships or federal student loans are required to complete an introductory financial literacy course called FinanciallyFit that will help ensure all students have the same foundation of financial knowledge.
  • Students receiving federal loan excess checks are provided a snapshot of current loan amounts, a projected standard monthly student loan repayment amount and loan servicer information. To view your own loan balance and find out loan servicer information, visit NSLDS.
  • Pending graduates will receive Person-to-Person counseling to discuss loan repayment options and responsibilities well above the minimum federally required exit counseling. To schedule an appointment click here.
  • A number of internal changes in processes at United will aid with providing better transparency in knowing and understanding true educational cost and providing realistic income expectations for religious education graduates.
  • First-year students will be matched with trained alumni mentors through the Ambassador Mentoring program. The mentors will be a resource for financial, spiritual, emotional and physical health and well-being. To apply to be a mentor or mentee go to

Additional Financial Resources

Financially Fit 2 Lead Learning Center
Includes the FinanciallyFit literacy course and other resources.

Sponsored by the National Endowment of Financial Education, this site has a number of budgeting and planning tools and information on smart money management.
The only source for free credit reports authorized by federal law. You should check credit information once a year.

Ecumenical Stewardship Center
Encourages the development of generous giving and faithful stewardship as transformational spiritual practices for Christian faith communities and their leaders.

Credit Card Repayment Calculator
Based on information provided, the calculator will give an estimate of how long it will take to pay off a current credit card balance.

Student Loan Repayment Calculator
Projects monthly repayment amounts based on your current loan balance.


United’s Financial Literacy program is made possible through a generous grant from the Lilly Endowment Inc. United was awarded this grant as part of Lilly’s “Theological School Initiative to Address Economic Challenges Facing Future Ministers.”